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1 Hour SAFE_ Coordinating Compliance: A Review of the Concurrent ATR/QM Rule_Online Self Paced_Course Number 4291

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Overview / Abstract:

In January 2013, the CFPB began issuing new rules to implement revisions made by Congress to federal lending laws, and to carry out the statutory directives imposed through the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act). The changes issued in 2013 were final rules adopted by the CFPB after the completion of rulemaking proceedings that began in 2011, when the agency assumed its regulatory functions. The CFPB has since issued a number of additional clarifications, amendments, and updates. In addition to these regulatory actions, the CFPB also issued a Concurrent Rule addressing issues which were not directly resolved through publication of the Ability-to-Repay/Qualified Mortgage Rule (ATR/QM Rule) on January 10, 2013. The Concurrent Rule was published in the Federal Register on June 12, 2013. This course will review the issues addressed in the Concurrent Rule, and will enhance understanding of the Rule’s provisions through the use of Discussion Scenarios.


Sep 17, 2020


Mortgage Broker



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1 Hour



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