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Overview / Abstract:

The basic provisions of the standard fire policy are covered along with the suspension of insurance. Other perils and provisions discussed are prohibition of waiver, cancellation, protection of the mortgagee's interest, pro rate liability clause, and requirements if case loses occurs, the appraisal clause, company's option, the abandonment of property clause and other provisions. In summary fire insurance ratings is discussed and the author shares a shares view of current market conditions.

Major areas discussed include the following: The tort Liability system and automobile insurance, intentional torts, absolute liability, negligence, an overview of the personal auto policy, the declaration page, limit of liability, definitions and eligible vehicles. Also discussed are summary of personal auto policy coverage which include the insured persons, supplementary payments, exclusions, limit of liability, out of state coverage, financial responsibility and other insurance.


Sep 24, 2020


Financial Advisor CE, Insurance



Credits / Hours

9.0 Hours

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